Tips & News

You’ve probably lent a friend or family member some money to help them out. Or perhaps you’ve been the borrower and needed some cash to help you out of a tight spot. It could have [...]

Anyone who uses credit has a credit score. However, maintaining a good credit score isn’t just for borrowers any more. Besides lowering your interest rates on loans, good credit can affect [...]

It’s become a drag to drag yourself to the office every day. Maybe you love your work, but hate what the job has become: routine, boring and lacking both challenge and advancement. Or [...]

You want to make a concerted effort to improve your credit, so you pay everything on time and monitor your score closely. Months go by, and your score doesn’t seem to budge, which can leave [...]

Credit and financial wellness can seem complicated and difficult to manage, but it affects a variety of important facets of your life. From buying a home to getting a job, your credit score can [...]

Congratulations, you’re about to (maybe, hopefully, possibly) become a homeowner! There’s a lot to do and a lot at stake, and much of what happens before you get the keys depends on [...]

While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit [...]

Many people today are looking for a way to lower their credit card payments. With 55% of Americans currently maintaining a balance on their credit cards, the idea of being able to transfer that [...]

Applying for a loan: it’s rarely as simple as you would like for it to be. Before you can determine your rates and payments, your lender will need to check your credit score–but why [...]