Many people today are looking for a way to lower their credit card payments. With 55% of Americans currently maintaining a balance on their credit cards, the idea of being able to transfer that [...]

Applying for a loan: it’s rarely as simple as you would like for it to be. Before you can determine your rates and payments, your lender will need to check your credit score–but why [...]

We have mentioned it before, but it bears repeating: it is never a good idea to be a co-signer on a loan. When you act as a co-signer, you are accepting responsibility for the debt of a person [...]

It is no secret that the credit reporting system is far from perfect. From incorrect information from creditors to outright identity theft and credit fraud, it is common for credit reports to [...]

Student loans debt is no longer just a national financial problem, it’s become a national financial crisis: over one trillion dollars is currently owed by borrowers, with a per-student [...]

Credit cards are a regular part of modern life. Look around any store or gas station or restaurant and you’ll see them. Nearly everything that needs to be paid for can be paid by credit [...]

If you’ve been having trouble clearing up your credit score, there may be a reason for that. You could be experiencing roadblocks that have been put in place by credit bureaus to make it [...]

The revolutionary concept of the FICO credit score was not used until its creation in the 1950s by William Fair and Earl Isaac, when large department stores required a method of supporting [...]