Buying a home is the ultimate goal for many Americans, yet it seems to be the hardest to attain. The biggest obstacle is figuring out how you’re going to pay for it. Most of us are strapped [...]

If you’re thinking about your retirement with a sense of foreboding, you’re not alone. Lots of people put off retirement planning, but it’s really not a good idea. Start [...]

Lending institutions such as banks and credit unions give loans to customers based on the likelihood they will be able to pay them back. They determine the risk based on your credit history. The [...]

If you’ve got bad credit, you know how miserable life can be. You can’t get a decent car, a business loan, and sometimes you can’t even find a place to live. There’s no [...]

If you are someone who has borrowed money in the past for an education, home or auto loan, you know that your credit score has a direct effect on whether you will be able to secure a loan from [...]

You’ve been working hard on your credit, paying on time each month and keeping your balances in check. Then you get an email notice – your credit card company offers you a credit [...]

Buying a home is an essential part of the American Dream. It is the biggest investment you will ever secure for your current family and for future generations down the line. In the unprecedented [...]

The average American has multiple credit obligations that include a combination of installment loans and credit cards. Enticing marketing ads, growing credit limits, and life changes all [...]

You are finally out on your own. Not only are you a college student trying to build a career and a legacy for yourself, but you now have the opportunity to start building something else which you [...]

As if a divorce isn’t emotionally and financially draining enough, did you know that this process can be even further damaging to you financially? When emotions run high, otherwise rational [...]