Let’s face it: Credit is everything! From buying a car or a house to even applying for a job, your credit score is a snapshot of how “worthy” you are to partake in these [...]

Know the Risks You may not believe it, but credit bureaus make credit reporting errors at an astonishing rate, jeopardizing credit checks more frequently than most would like to believe. [...]

If your bad credit has you thinking you’re at a complete loss of getting an auto loan, think again. In fact, an auto loan can be a key tool in helping improve your credit for the future. [...]

Buying a home is the ultimate goal for many Americans, yet it seems to be the hardest to attain. The biggest obstacle is figuring out how you’re going to pay for it. Most of us are strapped [...]

If you’re thinking about your retirement with a sense of foreboding, you’re not alone. Lots of people put off retirement planning, but it’s really not a good idea. Start [...]

Lending institutions such as banks and credit unions give loans to customers based on the likelihood they will be able to pay them back. They determine the risk based on your credit history. The [...]

If you’ve got bad credit, you know how miserable life can be. You can’t get a decent car, a business loan, and sometimes you can’t even find a place to live. There’s no [...]

If you are someone who has borrowed money in the past for an education, home or auto loan, you know that your credit score has a direct effect on whether you will be able to secure a loan from [...]

You’ve been working hard on your credit, paying on time each month and keeping your balances in check. Then you get an email notice – your credit card company offers you a credit [...]

Buying a home is an essential part of the American Dream. It is the biggest investment you will ever secure for your current family and for future generations down the line. In the unprecedented [...]