Tips & News

A digital credit card. available through Grain, is a line of credit based on your income rather than your credit score. You get cash advances to your linked bank account, like a cash advance or [...]

Another great way of building credit is to apply for a Fingerhut Credit Card. Fingerhut is an online retail catalog company. As well as being able to buy affordable products and pay for them on [...]

Are debt collectors harassing you? Few industries have earned the public’s scorn like the debt collection industry. Debt collectors have been known to call people hundreds, seemingly [...]

If you have a judgment against you, you may be thinking that the best way to settle a judgment on your own. Is it to just contact the judgment creditor yourself? Maybe this way, you can put this [...]

With the exception of certain types of bankruptcy, a negative item on your credit report stays there for seven years. This fact, however, needs some explanation. For example, when does the [...]

Creditors may contact debt holders and collect payments, but their efforts cannot exceed your rights. They cannot cross into aggressive collection tactics and harassment. Carrying a large amount [...]

Being financially responsible is vitally important. The most important tool in taking proper care of your financial life is a budget. But keeping a budget is easier said than done. Just how [...]

Everyone give a warm welcome to our newest credit builder, Oxygen! Our newest credit builder provides clients the ability and opportunity to take charge of their banking and boost their credit [...]

We’re starting the new year off right by adding another credit builder to our team! As we’ve said before, we started working closely with more credit builders we deem credible and [...]

We have started working closely with more credit builders we deem credible and helpful for our clients. Check back twice a month to learn more about our new credit builders! We are so excited to [...]