Tips & News

Chime is a financial technology company that provides its customers with mobile banking services. While Chime is not a bank, they do offer banking services through both the Bancorp Bank and [...]

If you’ve been checking your credit options lately, you’ve probably heard a thing or two about the Tomo credit card. Word is that it is a way you can access credit without having a [...]

What is personal credit? Why is it important to have good credit?  Personal credit is a record of your reliability as a consumer when it comes to the analysis of how well you pay your bills. This [...]

A digital credit card. available through Grain, is a line of credit based on your income rather than your credit score. You get cash advances to your linked bank account, like a cash advance or [...]

Another great way of building credit is to apply for a Fingerhut Credit Card. Fingerhut is an online retail catalog company. As well as being able to buy affordable products and pay for them on [...]

Are debt collectors harassing you? Few industries have earned the public’s scorn like the debt collection industry. Debt collectors have been known to call people hundreds, seemingly [...]

If you have a judgment against you, you may be thinking that the best way to settle a judgment on your own. Is it to just contact the judgment creditor yourself? Maybe this way, you can put this [...]

With the exception of certain types of bankruptcy, a negative item on your credit report stays there for seven years. This fact, however, needs some explanation. For example, when does the [...]

Creditors may contact debt holders and collect payments, but their efforts cannot exceed your rights. They cannot cross into aggressive collection tactics and harassment. Carrying a large amount [...]

Being financially responsible is vitally important. The most important tool in taking proper care of your financial life is a budget. But keeping a budget is easier said than done. Just how [...]