Tips & News

Credit and financial wellness can seem complicated and difficult to manage, but it affects a variety of important facets of your life. From buying a home to getting a job, your credit score can [...]

Congratulations, you’re about to (maybe, hopefully, possibly) become a homeowner! There’s a lot to do and a lot at stake, and much of what happens before you get the keys depends on [...]

While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit [...]

Many people today are looking for a way to lower their credit card payments. With 55% of Americans currently maintaining a balance on their credit cards, the idea of being able to transfer that [...]

Applying for a loan: it’s rarely as simple as you would like for it to be. Before you can determine your rates and payments, your lender will need to check your credit score–but why [...]

We have mentioned it before, but it bears repeating: it is never a good idea to be a co-signer on a loan. When you act as a co-signer, you are accepting responsibility for the debt of a person [...]

It is no secret that the credit reporting system is far from perfect. From incorrect information from creditors to outright identity theft and credit fraud, it is common for credit reports to [...]