Debt Settlement & Collection Services
Facing overwhelming debt can be a daunting and stressful experience. At The Credit Care Company, we're here to offer you a lifeline through our effective debt settlement and collections solutions. Our experienced team is dedicated to helping you regain control of your finances and working towards a brighter, debt-free future. Call our team in St. Louis, MO, at (314) 485-9940 to learn more about how we can help you!
Are You Tired of Debt Collectors Calling You?
Debt collectors can be an absolute nightmare. They can make you feel irresponsible, worried, and trapped. Individuals and families all over are struggling to make ends meet and have trouble paying their bills on time. You are not alone. Debt collectors have used dirty tactics over the years. In fact, Congress had to step in and stop them! They created laws to protect people like you. Are you tired of being harassed and abused by debt collectors?
There Is Good News
Consumers are now protected from many scare tactics and abusive collection practices. The only problem is that most of those who deserve compensation for violations of the new legislation don’t even know they exist! In all calls and voicemails, a debt collector must identify as a debt collector. Failure to do so can result in a statutory damage settlement of up to $1,000. You could have a case if you receive a voicemail from a debt collector that does not provide their identity. The average person has 1 or 2 of these voicemails on their phone. Saving all voicemails from debt collectors could earn you money! Deleting them could be like throwing money out the window of a moving car.
Debt Collectors Owe You One Thing: RESPECT!
New Regulations Include:
- They cannot lie to you.
- They cannot falsely threaten you.
- They are not allowed to call you repeatedly.
- They can only contact you at convenient times and places.
- They cannot give out your information to third parties.
- They cannot continue to contact you if you have asked them to stop, even if you have only asked once.
- They must disclose their identity as debt collectors, and the purpose of their call is to attempt to collect a debt, and information received may be used for that purpose.
- They must inform you of your right to dispute a debt.
- They must tell you who you had the debt with initially and how much the original debt was written for.
- They cannot verbally abuse you or threaten your safety or well-being. Physical threats are not taken lightly.
- And much more!
We’d love to hear more about your situation! Call (314) 485-9940.