“Your Gateway to Financial Recovery”

314-485-9940 or 800-969-5806

Get the Best Credit Score Possible

We believe that everyone deserves a second chance when it comes to their credit. We strive to help our clients achieve the best credit score possible.

Personal Credit Repair

Business Credit Solutions

Student Loan Help & Consolidation

Learn How to Get Your Credit Back on Track

For years, we have assisted hundreds of consumers to not only repair or delete erroneous information from their credit reports, but also to rebuild their credit, providing legal alternatives to increase their FICO scores. Credit repair is legal, it is the law!

Our extensive experience in the credit repair field allows us to consistently increase our knowledge about credit repair strategies. We use this knowledge to dispute issues on our Clients’ Credit Reports with a high level of success in the first attempt. Our credit repair process includes the generation of unique dispute letters, revised individually, which translates into better results from the first round of disputes.

Our highest level of credit repair service includes:

  • Ensuring that information in their credit reports is accurate.
  • Disputing erroneous items with the credit reporting agencies.
  • Developing a spending plan to lower debt and raise credit score.
  • Providing educational material that teaches you how to maintain a healthier credit score.
  • If necessary, looking for new trade lines to increase your credit score.
  • If necessary, request a rapid re-scoring of your FICO score.

Add Trade Lines to your Credit Report to increase your FICO Score. If you need to increase your debt to income ratio (DTI), we can also work on “Opening New Credit”. The goal is to provide your with the credit accounts required to boost your credit score, regardless of your credit history.

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Check out our proven credit repair process

Hear From Our Satisfied Clients

don't take our word for it - hear success stories from real clients

Isabel G.

I came to The Credit Care Company for help repairing my credit. I was greeting with a smile and no judgements. Soon my credit was back and I was able to purchase a home!

Marcus L.

My credit was a wreck after I missed some payments on my care and it was repossessed. Getting a new car was nearly impossible, even though I had a decent job. Working with John B was amazing and my credit score has risen steadily.


I had some questions about the best way to handle my debt and was referred to John by a friend and I see why. I called him on a Sunday afternoon expecting to leave a message and speak with him on Monday. He was able to answer all of my questions and provide his recommendations right away. Thank you for the great service.


Finding myself as both a caregiver and subsequently unemployed resulted in an overwhelming economic reality. My banker suggested I meet with John at The Credit Care Co. and I did without hesitation! John and his staff were all kind, patient and understanding. Most of all they were realistic and encouraging. Equally as important, they’re all knowledgeable and economic/debt strategists. Once we determined a course of systematic, step-by-step actions, I was on my way to righting my financial ship. With John’s presence to answer questions along the way, I followed the plan to the letter and the results 2 years later are as “night from day!” My credit score has never been stronger along with my self-esteem. My wife and I continue to strive to live well within our means supported by the purchasing power sound credit can provide. Bottom line … John’s a great mentor. Sometimes, people just need a little help. He and his company were an absolute Godsend to us.


My wife and I were referred to John through a banker we know and told us that he has tremendous results helping people with their credit history. Not only was John professional and organized, he was also very easy to talk to and relate to. He showed us in easy to understand terms what is good and bad for our credit profile and that it is equally important to build credit as well as mend and care for your credit profile. John is an excellent teacher as well. He showed us how to improve our personal credit and has a vast knowledge bank of what to do for business credit as well. Thank you John for your time and hard work. will recommend to others and return for more services.


I highly recommend John, Rachel and The Credit Care Company team. I own my own business and am buying a home. My attorney recommended them to help me prepare for the “self-employed” approval process. Frankly, I never would have searched online or sought a company like this on my own because I wouldn’t know if I was dealing with a legitimate company or not. But I’ve worked with them for more than 6 months now, and their service exceeded my expectations. I even ignored a few things on my credit report that I considered insignificant, but John (who is very detail-oriented) insisted we remove them so I would have the cleanest credit report possible. They’ve answered every question I had without judgment and were very knowledgeable about what I needed to do in each step of my specific situation. I consider that exceptional customer service.


I would absolutely refer anyone that needs help raising their credit quickly to this company. John has been amazing from day one. He was always available to speak with me and was very informative. He never made me feel bad about our credit issues. He just stayed positive and said that in a few short months it would be better with his help. John and his staff were awesome and we are where we need to be to buy our house! Thank you so much for everything!

Karen R.

This is a great company they have worked wonders on my credit! I could not even get a second chance credit card and now with all their help I have got two credit cards and this well help my credit paying on them for a short time that we will be ready for that home loan of our dream. If you are down on your credit or just what a better credit score call The Credit Care Company they will do what they say they can do!!

Deanna S.

Dealing with Alicia and John exceeded my expectations. I had thought this would be a long and painful process, but it is not. In less than a year, I will have clean enough credit to get a loan anywhere. I thought they only did credit clean up, but I found out they do Student Loan Consolidation, Tax Issues, and Business Funding. This is a one stop shop for Financial Issues. Amazing service – Amazing Team – So Professional. I had no idea this type of service was available – so thankful I found you.

Let’s start rebuilding your credit today