When Will Bad Credit Disappear?

Many consumers want to know how long it will take for bad debt to clear from their records. The answer to that question is a complex one that we can’t answer accurately without consulting with a debtor. However, these are some estimates of how long it may take for debt to clear.

Credit Card Debt

Credit card debt generally stays on your credit report for seven years. The seven years start from the date that the credit card company officially charges off your debt. However, you can try some tactics such as debt settlement and other alternative methods to clear your name sooner.

Home Foreclosures

A home foreclosure will usually stay on your record for seven years. You can apply to have the foreclosure removed from your report after the seven years are over. Our professionals can help you to remove bad debt the right way so that you never have to worry about it again.

Vehicle Repossessions

Car repossessions can stay on your report for seven years, but they are likely to lose potency after the first few years. You should rethink performing a voluntary repossession if you’re considering it because it can stay on your record just as long as a regular repossession will stay there. We urge you to try one of our alternative saving methods first.

Adverse credit can stop you from obtaining the things that you need and desire in life. Therefore, you need some trustworthy professionals who can help you navigate through the world of credit repair. With a little work, you can have an outstanding credit profile that you can be proud of having, and you can gain clout with lenders to receive their financial offerings.

We can help you to eliminate your bad credit sooner by using alternative methods of repair. We have been assisting consumers with their credit profiles for years, and we have a great deal of success. Contact us for an immediate consultation.