Jasper Credit Card – Cash Back Program
With an About page on its website called “Why We’re Different,” the Jasper Credit Card’s goal is to differentiate itself from the confusing gimmicks of other credit card companies by offering what people need right now: cash back. Jasper advocates for simplicity, knowledge, and financial health, and the card’s straightforward website and app packed with educational tools and resources allow Jasper cardholders to make informed decisions about their credit. Read on to learn how Jasper sets itself apart from other companies.
How Does It Work?
The Jasper Credit Card is powered by MasterCard, issued by WebBank, and backed by the FDIC, so cardholders can feel assured that a well-established, legitimate card company is responsible for their transactions. Jasper is a self-billed “premium” credit card that offers up to 6% cash back on purchases, with the maximum cash back percentage based on the cardholder’s individual credit limit and the card’s unique referral-based rewards program. The card’s social rewards program is one of its standout features: As long as a Jasper cardholder’s account is in good standing, they will earn at least 1% cash back; then, they can increase their cash back amount by 0.5% for a full year for each friend they invite through the Jasper app who activates a new card.
Who Can Use the Jasper Credit Card?
The card’s flexible approval system and terms have earned it a spot among the best first credit cards and best credit cards for newcomers to the United States. They don’t charge an annual fee or foreign transaction fees, and the company considers alternative factors such as employment and income for applicants with little to no credit history. Because the credit card is digitally and socially minded, it’s no surprise that its primary demographic would be younger generations entering the credit card market for the first time. Like most cards, however, the Jasper Credit Card functions best in the hands of responsible users. Although Jasper offers a wealth of educational tools and a simple user interface, its variable APR between 15.49% and 24.99% is important to keep in mind when planning purchases and payments.
Jasper Credit Card Overview
The Jasper Credit Card is simple and straightforward for newcomers to the credit card market who still want the opportunity to earn premium card benefits like cash back rewards. The card is powered by one of the top global credit card companies, and with that backing comes protections like MasterCard Identity Theft Alerts®, extended warranties, price protection, cell phone protection, auto rental coverage, damaged luggage insurance, travel accident insurance, baggage delay insurance, and trip cancellation and interruption insurance.
If you’re looking to build or fix your credit score, the credit care company is here to review your credit report for accuracy and provide guidance on steps you can take to improve your financial well-being. For more information about the Jasper Credit Card or anything credit related, please contact us today at 314-485-9940.