Financial Wellness

Credit Union & Banks: What You Need to Know About Each At first glance, a bank and a credit union may appear to be the same thing. They are both financial institutions that offer everything [...]

How do you know if your business qualifies for financing? Are you looking to finance your business but need to know if you qualify? Here are a few things to consider when determining if your [...]

If you have a judgment against you, you may be thinking that the best way to settle a judgment on your own. Is it to just contact the judgment creditor yourself? Maybe this way, you can put this [...]

Creditors may contact debt holders and collect payments, but their efforts cannot exceed your rights. They cannot cross into aggressive collection tactics and harassment. Carrying a large amount [...]

Being financially responsible is vitally important. The most important tool in taking proper care of your financial life is a budget. But keeping a budget is easier said than done. Just how [...]

According to the New York Fed Center for Microeconomic Data, “Household debt continues to rise despite decline in credit card balances.” They are still trying to grasp the impact the [...]

There is a lot of prep work involved before you can sell your home, and wading through the process is difficult and confusing. Remove the guesswork by adding these 4 steps to your financial [...]

You’ve decided it’s time to sell your home. You’ve hired a real estate agent, you’re giving the kitchen a fresh coat of paint, packing up some boxes and looking at new [...]

What You Should Know Before Adding an Authorized User Adding an authorized user to a credit card account is an easy way to give a child, spouse, or even an employee the freedom and convenience to [...]

Don’t Let These Credit Myths Damage Your Credit Score Credit scores are a crucial part of a person’s financial picture. Creditors use credit scores to determine whether to issue someone [...]