There are a few tips that can be helpful when you are trying to settle your debt: Negotiate with your creditors Negotiating with your creditors to see if they are willing to accept a lower amount [...]
Are debt collectors harassing you? Few industries have earned the public’s scorn like the debt collection industry. Debt collectors have been known to call people hundreds, seemingly [...]
Creditors may contact debt holders and collect payments, but their efforts cannot exceed your rights. They cannot cross into aggressive collection tactics and harassment. Carrying a large amount [...]
Between robocalls and debt collectors, many people have stopped answering calls from numbers that they do not recognize. This is unfortunate because it puts you in a position where you could miss [...]
There’s a knock on the door. You open it to find a polite stranger who asks you to confirm your name. Then he hands you an envelope and walks away. Quickly. Does this mean you’re [...]
Dealing with debt collections can often be a frustrating experience, not just for you, but for everyone involved. Often times, the collector on the other end is just doing a hard, thankless, and [...]
Many times when someone finds themselves indebted, they are unaware of their rights and encounter bullying by credit card agencies. Psychologically, people often feel that because they must honor [...]