Credit Scores

If you are establishing or rebuilding your credit, you have probably received plenty of advice from friends, family members, or even by searching the internet. Unfortunately, many popular beliefs [...]

Lenders consider your credit score an essential factor when deciding whether or not to extend your credit and on what terms. A good credit score can save you thousands of dollars in interest [...]

Many consumers want to know how long it will take for bad debt to clear from their records. The answer to that question is a complex one that we can’t answer accurately without consulting [...]

Maintaining a good credit score is one of the most important things you can do to secure your financial future. Your credit score impacts your ability to get a loan and the interest rate you will [...]

We all know the importance of keeping a high credit score or FICO score, right?  You know how to budget, pay off your credit cards, and pay your bills on time. Many people do damage to their [...]

In today’s day and age, everyone has a credit score following them around. It’s a simple number that sums up your history with money. It often helps you secure a loan, rent an [...]

Having a good FICO credit score in today’s world isn’t just a good thing, it is a necessary part of life. If your credit is below what is considered good, you have a higher chance of [...]

Anyone who uses credit has a credit score. However, maintaining a good credit score isn’t just for borrowers any more. Besides lowering your interest rates on loans, good credit can affect [...]

Credit and financial wellness can seem complicated and difficult to manage, but it affects a variety of important facets of your life. From buying a home to getting a job, your credit score can [...]

Many people today are looking for a way to lower their credit card payments. With 55% of Americans currently maintaining a balance on their credit cards, the idea of being able to transfer that [...]