If you have a judgment against you, you may be thinking that the best way to settle a judgment on your own. Is it to just contact the judgment creditor yourself? Maybe this way, you can put this [...]
With the exception of certain types of bankruptcy, a negative item on your credit report stays there for seven years. This fact, however, needs some explanation. For example, when does the [...]
Many consumers want to know how long it will take for bad debt to clear from their records. The answer to that question is a complex one that we can’t answer accurately without consulting [...]
Applying for a loan: it’s rarely as simple as you would like for it to be. Before you can determine your rates and payments, your lender will need to check your credit score–but why [...]
The revolutionary concept of the FICO credit score was not used until its creation in the 1950s by William Fair and Earl Isaac, when large department stores required a method of supporting [...]
You use your credit report for so many different things, such as getting a credit card, purchasing a car, or even buying or building a home. The better your score is, the more you will be able to [...]
Everything You Need To Know About Your Credit Report Your credit report is a snapshot of your financial history. It lists your lines of credit, payment history, public records, and collection [...]
The Positive & The Negative: How Long Will Items Remain on My Credit Report? You work hard to build good credit, but then something happens that changes your credit report. Perhaps it’s [...]