Should I Settle a Judgment On My Own?
If you have a judgment against you, you may be thinking that the best way to settle a judgment on your own. Is it to just contact the judgment creditor yourself? Maybe this way, you can put this [...]
What Is The Seven Year Shelf Life?
With the exception of certain types of bankruptcy, a negative item on your credit report stays there for seven years. This fact, however, needs some explanation. For example, when does the [...]
Posted
When Will Bad Credit Disappear?
Many consumers want to know how long it will take for bad debt to clear from their records. The answer to that question is a complex one that we can’t answer accurately without consulting [...]
Why Do Credit Scores Matter So Much?
Applying for a loan: it’s rarely as simple as you would like for it to be. Before you can determine your rates and payments, your lender will need to check your credit score–but why [...]
FICO and Vantage Score
The revolutionary concept of the FICO credit score was not used until its creation in the 1950s by William Fair and Earl Isaac, when large department stores required a method of supporting [...]
Just How Common Are Credit Report Errors?
You use your credit report for so many different things, such as getting a credit card, purchasing a car, or even buying or building a home. The better your score is, the more you will be able to [...]
Your Credit Report – What You Need to Know
Everything You Need To Know About Your Credit Report Your credit report is a snapshot of your financial history. It lists your lines of credit, payment history, public records, and collection [...]
How Long Do Items Stay on Your Credit Report?
The Positive & The Negative: How Long Will Items Remain on My Credit Report? You work hard to build good credit, but then something happens that changes your credit report. Perhaps it’s [...]
