Credit Repair

With the exception of certain types of bankruptcy, a negative item on your credit report stays there for seven years. This fact, however, needs some explanation. For example, when does the [...]

Creditors may contact debt holders and collect payments, but their efforts cannot exceed your rights. They cannot cross into aggressive collection tactics and harassment. Carrying a large amount [...]

Rebuilding your credit score can seem like a daunting task, which is why you shouldn’t do it alone. Working alongside an accredited credit company can get you the results you’re [...]

Many consumers want to know how long it will take for bad debt to clear from their records. The answer to that question is a complex one that we can’t answer accurately without consulting [...]

We all know the importance of keeping a high credit score or FICO score, right?  You know how to budget, pay off your credit cards, and pay your bills on time. Many people do damage to their [...]

It is no secret that the credit reporting system is far from perfect. From incorrect information from creditors to outright identity theft and credit fraud, it is common for credit reports to [...]

If you’ve got bad credit, you know how miserable life can be. You can’t get a decent car, a business loan, and sometimes you can’t even find a place to live. There’s no [...]

Buying a home is an essential part of the American Dream. It is the biggest investment you will ever secure for your current family and for future generations down the line. In the unprecedented [...]

If you are one of the many people out there who has lost your home due to foreclosure, you are probably wondering about your future. You might dream of one day being able to own a home of your [...]

Everyone knows that making late payments and carrying too much debt can lower your credit score, but exactly how much your score is affected has been fairly ambiguous. Until now. FICO recently [...]