We’ve all been there: we receive the credit card statement in the mail, only to be staggered by the mounting interest. What can be done to tackle this issue and make your life easier? [...]
Consider These Options to Get Out of Credit Card Debt Credit cards are a great thing but some people forget that they are not a source of free money. They rack up charge after charge and the [...]
Another great way of building credit is to apply for a Fingerhut Credit Card. Fingerhut is an online retail catalog company. As well as being able to buy affordable products and pay for them on [...]
Creditors may contact debt holders and collect payments, but their efforts cannot exceed your rights. They cannot cross into aggressive collection tactics and harassment. Carrying a large amount [...]
Being financially responsible is vitally important. The most important tool in taking proper care of your financial life is a budget. But keeping a budget is easier said than done. Just how [...]
If you have a judgment on your credit report, you might wonder if you can call the creditor and pay the debt to have it released. It seems simple enough, but the situation is more complicated [...]
Many consumers want to know how long it will take for bad debt to clear from their records. The answer to that question is a complex one that we can’t answer accurately without consulting [...]
There’s a knock on the door. You open it to find a polite stranger who asks you to confirm your name. Then he hands you an envelope and walks away. Quickly. Does this mean you’re [...]
You want to make a concerted effort to improve your credit, so you pay everything on time and monitor your score closely. Months go by, and your score doesn’t seem to budge, which can leave [...]
According to Lendedu, if you’re struggling to pay down credit card debt, then a personal loan might be what you need. Personal loans are provided by banks, credit unions, and online [...]